Choosing a Retirement or Vacation Home?

Important things to think about.

Almost daily articles and surveys are written about “The Best U.S. Cities to Retire,” and, each Top 10 Great States for Retirement, list varies greatly from the next. That’s because it is impossible to create a list of criteria that meets everyone’s ideal retirement.

Like a fingerprint, choosing a retirement lifestyle is personal and unique to you. No surveys or articles can tell you whether you can be happy living in a particular city or state.

In addition, every decision usually involves a tug-of-war between matters of fact and finance, and those of the heart and soul.

For the pragmatists among us, retirement destinations are to be selected based on hardcore dollars and sense issues, such as: cost of food, housing, transportation, state and local taxes, access to quality medical care, and crime rates statistics.

But, for idealists like me, choosing locations to retire has as much to do with living eight months a year in warm, sunny weather, interesting topography, environmental beauty, access to beaches, arts and culture, local friendliness, and whether friends and family will come to visit.

For most of us, our new home will be found at the intersection of our deepest wants and resourceful budgeting.

Future blogs will focus on current retirement hot spots, and what’s driving current and pre-retirees to choose them.

If you have recently selected a retirement destination, let us know where and why you made your personal decision to locate there.

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